Introducing Enterprise Net Terms from Credit Key!  Net 30 now available for all business segments—from sole proprietors to enterprise brands. Learn more ➔
Introducing Enterprise Net Terms from Credit Key! Learn more ➔

Effortless growth for you. Frictionless experience for your customers.

Offer flexible payment terms from Net 30 up to 12 months for B2B purchases across all channels. Drive conversions, increase customer loyalty, and boost revenue.

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Meet the rising demands of modern B2B buyers by providing a streamlined omnichannel experience

See why top brands choose Credit Key

The Problem

Your customers don’t have time to deal with the long, arduous processes required for existing net terms and business financing solutions—and neither do you.

Credit Key's Solution

Your customers receive an instant decision* for a line of credit up to $50K with Net 30 terms and payment options up to 12 months

We assume 100% of the risk and pay your business within 48 hours.

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Increase conversions

Remove purchasing barriers and drive more sales by offering a convenient and frictionless payment experience.

Stay ahead of the competition

Stand out from the crowd by embracing innovative payment solutions that align with the evolving needs of B2B buyers.

Merchants offering multiple payment options are more likely to convert prospects into high value buyers and:

Increase revenue

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Convert more customers

Lower costs

Improve cash flow

Deliver a differentiating customer experience

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Looking to fund a purchase via Credit Key? Find out more here

Thousands of customers love paying with Credit Key.
Yours could too.

How Credit Key works


Your customers fill out a quick, digital application.

Whether they make purchases online, over the phone, or in-person, the application process is the same. In just a few clicks, they'll have a line of credit at their disposal (subject to credit eligibility).


They’ll receive an instant decision.

The customer will view payment options and choose how they want to pay.


You get paid risk-free within 48 hours.

As soon as the order ships, you will be paid in full. We’ll handle the risk and collections.

Credit Key merchants report:

250% lift in conversion rate

841% lift in average order value

29% increase in order frequency