Credit Key Closes $90M in Growth Capital to Scale B2B Payments Platform.  Read the press release ➔
Credit Key Closes $90M in Growth Capital
‍Read the press release ➔

Glossary of credit terms

Credit Terms A to Z

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A

Cash Flow

Cash flow refers to the movement of money into and out of a business over a specific period. It measures liquidity rather than profitability.

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B2B Sales

B2B sales (business-to-business sales) refer to transactions where one company sells products or services to another company.

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Interest Rate

An interest rate is the percentage charged on borrowed money or earned on deposited funds over a specific period.

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Line of Credit

A line of credit is a flexible financing arrangement that allows a borrower to access funds up to a set limit on an ongoing basis.

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Merchant Cash Advance

A merchant cash advance (MCA) is a financing arrangement where a business receives upfront capital in exchange for a percentage of future sales.

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Inventory Financing

Inventory financing is a type of short-term funding that allows businesses to borrow money using inventory as collateral.

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Credit Line

A credit line is a flexible borrowing arrangement that allows a business to access funds up to a predetermined limit.

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Small Business Loan (SBA)

A Small Business Loan (SBA) is a business loan partially guaranteed by the U.S. Small Business Administration (SBA).

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Business Loan

A business loan is a financing arrangement in which a lender provides capital to a company for operational or growth purposes.

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Loan Terms

Loan terms are the specific conditions that define how a loan must be repaid.

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APY

APY (Annual Percentage Yield) is the total amount of interest earned or paid on a financial product over one year, including the effect of compounding.

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Credit Card APY

Credit card APY (Annual Percentage Yield) represents the effective annual cost of carrying a balance on a credit card, including compounding interest.

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Business Credit

Business credit refers to a company’s ability to borrow money or secure financing based on its own financial track record.

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Buy Now Pay Later (BNPL)

Buy Now Pay Later (BNPL) is a short-term financing option that allows customers to split purchases into fixed installments over time.

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Net-30 Payment

Net-30 payment is a trade credit term that requires a buyer to pay an invoice in full within 30 days of the invoice date.

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© YEAR Credit Key.  All rights reserved. | Snap Credit, Inc. | NMLS ID: 2162273 | Privacy policy | Lead Bank privacy policy | Terms of service | Security

Credit Key is not a bank. Certain business-purpose loans made by Lead Bank and subject to credit approval.  Personal guaranty may be required. Borrower must be a valid business in good standing. Fees vary based on loan amount. This card is issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard.
*Instant credit decision not guaranteed
© 2024 Credit Key.  All rights reserved. | Snap Credit, Inc. | NMLS ID: 2162273 | Privacy policy | Lead Bank privacy policy | Terms of service

Credit Key is not a bank. Certain business-purpose loans made by Lead Bank and subject to credit approval.  Personal guaranty may be required. Borrower must be a valid business in good standing. Fees vary based on loan amount. The Credit Key Prepaid Mastercard® is issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard.
*Instant credit decision not guaranteed