Easily access your favorite merchants, discover new ones, and seamlessly make purchases via the new Credit Key app. Explore the app
Paying with Credit Key has never been easier. Explore the new Credit Key app

Enjoy flexible payments at all the vendors your business relies on

Your favorite way to pay, now available everywhere*. With the Credit Key Card, you can pay with Credit Key anywhere Mastercard is accepted in the U.S.

Manage your cash flow with more flexibility than ever

From daily business essentials to growth investments, the Credit Key Card lets you purchase whatever your business needs, wherever you shop.

  • Use your existing line of credit for purchases at any vendor
  • Enjoy Net 30, 4 interest-free installments, or extended repayment terms up to 12 months
  • No setup costs or any additional fees
  • Make your purchase online or add your card to your digital wallet for seamless in-store payments

Add your card to your digital wallet, see how much you can spend, and seamlessly make purchases via the Credit Key app

Easily access your preferred merchants and discover new ones in the Credit Key Marketplace

Explore the Marketplace

The Credit Key Card is a game changer in making purchases so much faster and flawless. I love the availability of the Credit Key Card to use wherever I need.

What is The Credit Key Card?

The Credit Key Card enables customers to place a portion of their existing line of credit onto a Mastercard. This way, they can use Credit Key wherever they need to make purchases for their business, beyond our existing community of merchant partners.

The Credit Key Card comes at no additional cost and enables all Credit Key customers to use their existing line of credit for eligible business purchases anywhere that accepts credit cards, meaning you can pay over time even with merchants who don’t yet offer Credit Key as a payment option.

How do I get started with The Credit Key Card?

All approved Credit Key customers are eligible for The Credit Key Card. To activate your card, simply head to your borrower portal and hit the “Activate my card” button located right on your dashboard and follow the prompts. The card will be available instantly which you can add to your digital wallet, explore merchants in the Credit Key app or Marketplace, and begin making purchases right away.

What if I’m not a Credit Key customer yet?

Great question! To use the Credit Key Card, you’ll need to be approved for Credit Key first. You can apply directly via our app or at checkout with one of our merchant partners. Once approved, you can begin using the Credit Key Card by following the steps outlined above.

*This card is issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard. The Credit Key Card can only be used for business expenses. Learn about restricted purchases here. The Credit Key Card transactions are subject to a cap based on your trade credit limit and other eligibility factors.. All Credit Key accounts are subject to credit refreshes and eligibility may change.