Enjoy flexible payments at all the vendors your business relies on with the Credit Key Card. Now available as both a virtual card and a physical card.  Add Credit Key to your wallet
Paying with Credit Key has never been easier. Explore the new Credit Key app

Enjoy flexible payments at all the vendors your business relies on

Your favorite way to pay, now available everywhere*. With the Credit Key Card, you can pay with Credit Key anywhere Mastercard is accepted in the U.S.

Manage your cash flow with more flexibility than ever

From daily business essentials to growth investments, the Credit Key Card lets you purchase whatever your business needs, wherever you shop.

  • Use your existing line of credit for purchases at any vendor, whether online or in-store.
  • Enjoy Net 30 and extended repayment terms up to 12 months
  • No setup costs or any additional fees
  • Swipe, tap, or insert—it works just like any other card. Purchases draw from your existing line of credit with the same flexible terms you already enjoy

See how much you can spend and seamlessly make purchases via the Credit Key app

Easily access your preferred merchants and discover new ones in the Credit Key Marketplace

Explore the Marketplace

The Credit Key Card is a game changer in making purchases so much faster and flawless. I love the availability of the Credit Key Card to use wherever I need.

What is The Credit Key Card?

The Credit Key Card gives your business the power to make purchases on the spot and then pay over time, even from vendors who don’t offer Credit Key natively at checkout. Available as both a virtual card and a physical card, it fits seamlessly into however your business pays—whether you're checking out online or swiping in person. The Credit Key Card allows you to use your line of credit and choose flexible payment terms for business purchases anywhere Mastercard is accepted.

How do I get started with the Credit Key Card?

All approved Credit Key customers are eligible for the Credit Key Card. To activate yours, simply log into your borrower portal and select “Activate my card” on your dashboard. Your virtual card will be issued instantly and can be added to your digital wallet so you can start making purchases right away—including from merchants in the Credit Key app or Marketplace.

What if I’m not a Credit Key customer yet?

Great question! To use the Credit Key Card, you’ll need to be approved for Credit Key first. You can apply through any of our partner merchants, in the mobile app, or in the Credit Key Marketplace. Once approved, you can begin using the Credit Key Card by following the steps outlined above.

*This card is issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard. The Credit Key Card can only be used for business expenses. Learn about restricted purchases here. The Credit Key Card transactions are subject to a cap based on your trade credit limit and other eligibility factors. All Credit Key accounts are subject to credit refreshes and eligibility may change.