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Apply via the quick, digital application (takes less than 3 minutes)
* Need more credit than what you were approved for? Reach out to our support team to request an increase.
Download the Credit Key mobile app
Activate your virtual card and add it to your digital wallet for instant access, or request a physical card which will be at your door in 5-7 business days
Visit any supply house and use your Credit Key Card as your payment method to enjoy flexible payment terms and 0% interest for 30 days on all of your purchases
* When using your card, you may be prompted for a PIN. Call (833) 425-5888 to set or reset your PIN.
UP TO
$50K
CREDIT LINE
NET
30
(0% FOR 30 DAYS)
FEES STARTING AT
1%
MONTHLY, AFTER 30 DAYS
UP TO
12
MONTH TERMS
Credit Lines can exceed $50,000 with additional documentation. Interest-free payment periods can increase beyond 30 days during promotional periods. Subject to credit approval.
Get the products and services your business requires without putting a strain on your budget.
Say goodbye to lengthy approval processes and paperwork. Our streamlined B2B Net Terms and Pay Over Time solution offers a hassle-free experience.
Empower your team to make essential purchases quickly, enabling seamless operations and business growth.
"The process was fast and effortless. I got an approval in minutes. I love the options to have different term lengths and if I pay it off early I only have to pay the interest on what I used. No hidden agenda with these guys."
"We're a small shop always in need of better terms. Signing up for Credit Key was super fast and easy. From clicking the link to getting approved took 5 minutes!"
FICO over 600
Annual business revenue over $40k
No bankruptcies or open collections
Applying will not impact your credit.
*In observance of Independence Day, our support team will be out of office July 4, 2023.
Any support inquiries submitted during these times will receive a response upon our arrival back on 7/5/2023.
