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Buy Now, Pay Over Time for Business Purchases

myGemma partners with Credit Key to give you accessible, flexible payment options to manage cash flow. Get a line of credit and pay it back on your terms—with options including Net 30, 4 interest-free installments, and extended financing up to 12 months.

Looking for a better way to pay? Apply in minutes and receive a decision for:

UP TO

$50K

INSTANT CREDIT LINE

(higher limits avaiable*)

NET

30

terms

(0% interest for 30 days)

Pay in

4

installments

(interest free)

UP TO

12

MONTH TERMS

(fees starting at 1% mo)

Credit Lines can exceed $50,000 with additional documentation. Interest-free payment periods can increase beyond 30 days during promotional periods. Subject to credit approval.

How it works

MINIMUM REQUIREMENTS

$40K+ annual business revenue

Registered U.S. business

Business owner (or authorized applicant)

600+ credit score

ENJOY

Up to $50K credit line

Instant decision

Up to 12 months or 4 interest-free installments

30 days interest-free (Net 30), then rates from 1%/month

MINIMUM REQUIREMENTS

$5M+ annual business revenue

Registered U.S. business

ENJOY

Up to $1M credit line

Credit decision in 1-3 business days

Net 30 terms

Thousands of businesses love paying with Credit Key

"The process was fast and effortless. I got an approval in minutes. I love the options to have different term lengths and if I pay it off early I only have to pay the interest on what I used. No hidden agenda with these guys."

"We're a small shop always in need of better terms. Signing up for Credit Key was super fast and easy. From clicking the link to getting approved took 5 minutes!"

Credit Key for myGemma customers. 
Built for growing your business.

QUICK, DIGITAL APPLICATION

Applying will not impact your credit.

Apply Now

Have questions?
We're Happy to Help! 

*In observance of Independence Day, our support team will be out of office July 4, 2023.
Any support inquiries submitted during these times will receive a response upon our arrival back on 7/5/2023.